1% Down means 2% assistance
Start building equity—on us. Guild will pay 2% of your down payment* and you only pay 1%, with our 1% Down program.

Paired with our Payment Protection Program, our 1% Down program helps you purchase today and pay no lender fees if you refinance when rates drop.**

1% down payment + 2% Guild assistance + Payment Protection

The 1% Down program is for:

• First-time or repeat homebuyers
• Credit scores 620 or higher
• Low to moderate income earners
• Single family primary residences

*Guild Mortgage to cover 2% of the required minimum down payment amount in the form of a non-repayable grant with a maximum grant amount of $5,000. Changes to the loan parameters, including but not limited to the loan amount, owner-occupancy status, loan to value and other factors may render the borrower ineligible for the program. Eligibility is subject to the program guidelines. The grant may only be used for the borrower’s cash investment in accordance with the program guidelines. Must lock rate on or after 1/2/2025. Not available with any other discounts or promotions. Offer cannot be retroactively applied to previously closed loans or loans that have a locked rate.
**For Payment Protection program full terms and conditions, visit www.guildmortgage.com/homebuyer-protection
All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.